The cost of car insurance can take a big chunk of your driving budget, but doesn't have to be this way. There are 15 tip to help you reduce the cost of insurance for your new car:
1. Shopping:
Association of British insurers (ABI) believes that you can save as much as a third on your annuity, simply by shopping around.
2. Reduce the number of people allowed to drive
3. Excess demand
include most of the excess charge insurance policies (any amount you have to pay any repairs). If you're willing to pay the increase could get more discounts
4. Do not use your vehicle for business:
insurance policies that cover only "fun local social and usually cheaper.
5. Approval of a Limit to the number of miles
that can bring you a discount simply because cars that are on the road are often less likely to be involved in an accident. AA Insurance believes that the acceptance of the annual Cap 12, 000 miles to earn 5 to 10 percent discount. 5-mile CAP can earn even more. It is particularly useful for families with more than one car.
6. Avoid buying through Intermediaries
intermediaries can increase the cost of insurance by up to 30 per cent.
7. Buy online many insurance
providers offer automatic 5% discount for online transactions.
8. Consider reducing the size of cars
Smaller cars and smaller engine be less insurance teams.
9. Keep your car parked in the garage
you can save your car in a garage or on a drive rather than on the road take between 5 and 10 per cent of your premium.
10. Ask for discount
some insurance companies only offer you a discount because they want your custom.
11. Find ways for your own protection
some policies allow you to make demands within certain circumstances pay a small premium on the offensive line, but it can save you a fortune in the long run.
12. Black box installed in your car
this is where the insurer installs a device that monitors how to drive a car. You can also agreed that curfew at certain times in the day. It works well, especially for young drivers.
13. Improve your driving skills
driving test pass plus, or similar qualification, and can reduce the cost of your insurance premium.
14. Don't assume the third party
coverage cheaper third party insurance is a legal minimum, which covers damage to property of others and the cost of any compensation for injuries. However, this is not always cheaper than full coverage, covering your own car
15. Do not pay by direct debit
to pay your monthly premium insurance-and not in a lump sum annually-makes it seem easier. But it is likely to cost you between 10 and 25 per cent increase.
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