Showing posts with label Allstate. Show all posts
Showing posts with label Allstate. Show all posts

Experts Warn that Cleaning The Car Automatically May Expose It to Significant Damage




Automated washing stations offer a variety of services and special programs for car wash, but to respond to some of these offers.

"Auto-washing can cause damage, because the water is sprayed with high pressure in unsuitable ranges such as moving parts of the mechanical group as well as sensitive electronic units," explained Carsten Graf, ADAC technical expert.

It is often not possible to reach the positions of the effluent by washing in the washing stations. Graff added that manual washing of the car has its benefits, explaining that: "One can initial treatment of some corners and corners, which do not reach the stations of automatic washing."

In addition, manual manual washing is useful in cases of heavily soiled vehicles, because severe staining causes damage to the coating layer when washing.

"When the driver gets sunk when riding or loading or unloading the car, it indicates the need to wash the car as quickly as possible," said German expert Graf.

Currently, motorists usually go to the washing stations once a week or once a month. The German expert is not advised to wash the car frequently, not only because of the high cost factor, but frequent washing does not help to keep the car better.

Tips for Travel With the Baby for The First Time in the Car


You should give your child to the next type of chairs or Chair only strengthened when one is enough for the current Chair, especially to put your child in a Chair doesn't suit him puts the risk of an accident. Child safety in the car must first kids got to sit in the back seat, where the safest place, until the age of 12 years. For children under 4, prevents them riding shotgun in the car, and also seventh children unless there is a younger children in the back. Young children learn more if they see adults doing the necessary things around them. If you want to dispose of your baby securely, you can be a good example for him by putting your safety belt. Don't drive your car only after setting all of the seat belts, in case your child off the belt or unscrew the buckle, pull the car over, and put off again. Explain what you're doing, don't drive belt loose. If you want to offer your child a reward to close the belt unit, better to use one distract your child distracted until you're at your destination.

Your child must always keep his arms, legs and head in the car travelling or if parked alongside the road. You can also use locks to prevent your child from opening the door or window while the car. Keep him happy in the car may distract your child's boredom and sadness focused on safety while driving, which is why we have to tbikh luck:

-before going on the trip make sure your child is eating well and changed a diaper. If the long journey you have to stop more than once to feed him and change a diaper. 
-Talk to him while driving to pass time and separate him. Discuss what to do when you arrive on, wave on what goes on the road, or rich together. You know that enjoy excursions.
 -Put the Chair in a way that can see each other as much as possible, to not feel lonely.
 -If he has a favorite blanket had put it in his reach. And take with you only games in aliarh, avoid being bored.
-If your child has become older praise your child for good behavior and commitment to safety in the car and repeat it more than once along the way.
 -Don't take your child out of his chair when he cries, he'll learn to cry until the holding of the Chair. Try to take it from him only when it is quiet-if the weather is cool, rather than wear the clothes of a huge snow, better replaced with a snack and a CAP and then put a blanket around it for warmth, but be careful that your child sleeps with his head covered with a blanket. Pillows, blankets, stuffed toys can cause suffocation.
 -Hot seat belt in hot weather can cause burns to the baby, cover metal parts in hot weather. Put custom pieces to secure shade or shade for your child in the back to protect him from the blazing sun... don't put a hat for a baby to protect him from the Sun because you could block the access of air around his head and cause more feeling.
 -Make sure the doors are unlocked, especially if your child's age, which can open the door, and teach him to not play start door lock. 
-On long trips carry your child from his chair and put it on the back or abdomen to relax his muscles.
 -Do not leave your baby in a car parked, even for a minute.

Car Insurance: understand the various guarantees

It is sometimes difficult to understand an auto insurance quote. Especially if one wants to make comparisons. Comprehensive insurance she really covers all the risks? What is the guarantee of accessories?

Legal nature of the guarantees

The first guarantee, and the only required on a contract, is the guarantee liability of the driver. It covers the damage and injury caused to others. By definition, it therefore protects neither the driver nor the insured vehicle. It is also known insurance "third party". This is a common basic guarantee to all contracts.
It is possible to add to this guarantee legal protections. The guarantee "legal defense" supports, for example, the defense of an insured sued. The recourse guarantee, meanwhile, allows the insured to sue in court when injured by a third party on the occasion of an accident.

Guarantees vehicle damage

These guarantees are the difference between third-party insurance and insurance "all risks". They cover indeed damage to the vehicle in case of fault accident, or when the charge can not be identified. They provide include:
- The destruction or disappearance of the vehicle (guarantees theft / fire, usually coupled)
- Damage due to collision (Collision Damage)
- Various impairments (all risk damage, broken windows).
In addition to these guarantees those relating to natural or technological disasters, storms ....
Options also ensure vehicle accessories and the goods it contains (luggage, electronics ...) or mechanical failures that are no longer covered by warranty.
Namely: these guarantees are subject to deductibles, variable amount depending on the contract.

Personal driver insurance

Neither the civil liability or damage of warranties cover the consequences of an accident on the driver himself. These consequences can be death, disability, physical or psychological effects ... They are guaranteed by the personal insurance of the driver. This insurance can take two forms:
- The individual guarantee circulation, which provides an amount of fixed compensation, that is to say known since the subscription of the contract (for example, a death benefit of $100,000)
- Guarantee insurance body of the driver. The compensation is calculated on a case by case depending on the severity of the injury, the economic situation of the insured, etc.

The assistance

 Insurance contracts may also include assistance services. The goal then is to repair the consequences of a disaster, but to bring aid to the insured immediately after the accident. She has three complementary forms:
- Assistance in connection with the immobilization of the vehicle. It can support, according to the contracts, towing, transportation and accommodation of the driver and passengers, the loan of a vehicle during repairs ...
- Medical assistance in case of accidents: sending an ambulance, care medical repatriation abroad ...
- Support the death: organizing the transport of the body, funeral support, psychological and legal assistance ...