You should not be an insurance expert to get a competitive offer for your car's annual insurance, so just take these easy and clear tips ...
The annual car insurance is a significant part of the expenses incurred by the owner each year on his car, which usually ranges from premiums (if new), fuel, maintenance, registration fees, parking (if needed), etc., including insurance .
Some say that the car's expenses are comparatively comparable to household expenses, so any savings you can get in any part of your car expenses will return to you with a big bonus by saving a bit of money that can be invested in other things.
So, try to get the cheapest possible insurance, but beware, too, cheaper does not mean the most appropriate, and also for the most expensive is not necessarily appropriate. So you have to choose the most appropriate insurance very carefully, and in turn we studied the insurance market to come out with six easy and clear tips to help you get the cheapest and most appropriate insurance for your car in case you followed. Here are these tips:
1- Search more ... Save More:
Intensive and correct search for the right insurance offer for your car is the first and most important step in obtaining the best insurance. There is no argument these days not to conduct extensive research in the presence of websites that provide a lot of trouble traditional search methods as well as give you more details and time to study the best offer. We also recommend that when you get a good offer try to contact another company that offers a similar offer and negotiate that you got a bid for a certain value, can you give me a better offer?
2. Do not buy what you do not need:
This point is very important and the previous step is the best way to it. Every insurance that has several points covered by it may not need much of it. For example, there is a silver and a gold deposit, and the latter includes services not provided by the first, such as saving your car if suspended in the middle of a road off, insurance coverage of accidents in neighboring countries, and compensation in case of loss of some valuable personal property. For example, if you do not ever go out on the road, you do not need to travel to neighboring countries in your car and do not usually carry any valuable property inside your car. So what is the da'i to pay a higher amount for a golden insurance that provides you with services you will never need ?!
3 - Avoid some additional services:
When you purchase insurance for your vehicle, most companies offer additional services such as providing an alternative car until your car is repaired after an accident or paying compensation to a driver and passengers affected by the accident. There is no doubt that this has great benefits, but if we recommend paying higher insurance to cover the injury of the driver and passengers, it does not apply to the provision of alternative car.
4 - higher value ... Insurance more expensive:
Of the words played by the insurance companies tend to attract customers to pay more; is the total car value. It offers a higher car rating if you happen to have an accident that completely cancels the car (ie, it is no longer workable or fixed) for more fees. The most helpful thing for insurance companies is greed. You'd be happy if you got $ 23,000 for your car instead of $ 20,000 if your car was canceled and for $ 40. That is, this relatively small amount will return you $ 3,000 later ... What a deal you're a fool! The cancellation of the car is only due to a very eloquent accident that may not come out of it to take the additional amount, or natural disasters such as floods or accidents such as fire, all of which are rare and occur very. Remember that greed is good, your price may not be as high as $ 20,000.
5 - bear the amount of tolerance:
In case you are the cause of an accident, you have to pay what is known as the "endurance amount" as part of the repair cost. This amount is usually determined based on the value of your original car. However, many insurance companies are bidding to raise the original insurance price in exchange for a reduction in the value of the endurance. For example, the original insurance for a car will be raised from $ 500 to $ 600 for a reduction of $ 150 to $ 100. That is, after only two incidents you will be compensated for the additional amount of insurance, and with the third incident you will be rewarded ... is not it? This is true, but only if you are a driver!
6 - Are you a blind driver?
If you are, then you really need a bank to afford to pay for your car insurance. From the previous paragraph, you can get cheaper insurance if you increase the amount of endurance, and this is probably the most appropriate option if you are a driver cautious enough. Any driver who causes a number of accidents within a year or two or more will be blacklisted by companies that will increase their annual insurance. Some companies will offer a special discount for each driver with a clean record. More caution behind the steering wheel and attention means more savings and safety as well ...
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