The insurance of the vehicle is a written contract between two parties, the first is the insured (the insurance company in general) and the second is the insured (the owner of the vehicle). Under this contract, the insurer undertakes to limit the damage to compensate the insured for the damages that he receives for his vehicle, , In return for premiums paid by the insured, as agreed between the parties (annually - monthly - semi-annually).
The benefits of vehicle insurance are important for the following reasons:
Feeling Safe
Car insurance makes you feel safe because any damage is obstructing your way, especially if the cause is out of your will like accidents, fire or theft, God forbid, it is covered and protected by the insurance contract. So your worries disappear, and you trust your leadership on the road even more.
Protection of individuals
It is divided into two parts:
Protection against material losses;
Protecting the community from disputes between its members, which may turn into quarrels, the use of force to restore rights, may reach the courts; but with car insurance, individuals will shorten these disputes among them as the claims end amicably in the insurance offices.
Health and physical protection
The insurance of your car, compensates you for injury or injury of passengers with you in the car, in the event of an accident God forbid.
Protection from natural disasters
You are compensated for any loss or damage you may suffer as a result of rain, storms, storms or fire.
It gives you alternative solutions to help you in your daily life
If your car is damaged, the insurance gives you a physical compensation for renting an alternative car until your insured car is repaired.
Ensures the repair of damage in the agency
Instead of messing around in regular repair workshops, the insurance contract ensures that your car is insured in the main agency of your car company, where you have original spare parts and high quality repairs.
It gives you the options you want, namely:
Compulsory insurance
Is mandatory insurance according to the traffic regulations in the Kingdom and a number of countries in the world, so that the owner of the car insurance car against damage to others or their property by 100 percent as a result of an accident resulting from your car - God forbid. This document also includes the certificate of guarantee of the gift and any additional attachment (if any) provided that it does not contradict or contravenes the provisions of the document but does not include the vehicle of the insured or its owner and occupants. This type of insurance is also called compulsory insurance. To insure his vehicle in this type of insurance, otherwise punished to the extent of imprisonment if I refrain from it. But it has its disadvantages, namely:
Cons: It is limited to the vehicle of others, and does not cover any damage to the vehicle owner or driver if he is the cause of the accident, and bear the costs of these faults and damage.
Comprehensive insurance:
It is optional for the vehicle, if the owner of the vehicle wants to cover his vehicle fully protected, resorting to the comprehensive contract to protect both his vehicle and other vehicles, and passengers, is an insurance program covering the loss or damage to the insured car, including accessories As a result of any emergency collision or coup due to mechanical failure or damage caused by prolonged use without maintenance, as well as damage resulting from the accident, according to the terms and conditions mentioned in the document.
Pros:
In which the insured feels protected on his vehicle, even if he has caused the accident, and thus may avoid paying large sums of money to repair it.
Covers theft, fire and other risks.
Is an optional insurance on vehicles
The insurance price depends mainly on the type and value of the vehicle
Ensures more advantages than compulsory insurance
The scope of coverage of the comprehensive insurance policy can be extended to include insured vehicle damage for accidents outside the Kingdom at an additional cost
Provides additional optional coverage that offers a number of features that are not available in similar insurance programs
EmoticonEmoticon